Debt

Is my snowflake too small?

I felt a little silly yesterday, sending a Billpay for $3.11 toward a $75,000 debt. I sent one for $3.89 not too long ago. I just wonder what the people who have to process these payments think of the insane woman paying an extra $3.11. Do they laugh? Do they make snide comments? Not that [...]

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Cell Phone Bill – Take Two

Last month, I wrote about an adventure with our cell phone plans and my attempt at cutting some of our costs by lower the plans. After carefully combing through this month’s bill, I am pleased to announce that not only is our bill correct, but it’s less than I budgeted! So, that’s another $3.97 snowflake [...]

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The Fairytale Begins

My story is a little different than most of the PF blogs I read on a daily basis. I did get into credit card problems in college and defaulted on my student loans. Being from a poverty stricken area and watching my mom just rack up bad debt and walk away from it, it wasn’t [...]

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