Momma's Blog — One Opinionated Woman's Thoughts on Family, Finance, and Everything Else

NFCC Initiative – $mart Money Choices = A Brighter Future

I just received this announcement in my email and thought I’d share it with you. I’m not a big fan of credit counseling services because so many of them seem to just want you to stop making all of your payments and screw yourself financially in order to set up payment plans 6 months later [...]

Share the Love:

0 comments Read the full article →

Great Gift Idea or Just Plain Tacky?

I got an email this morning from one of my sisters, linking to an interesting article by Valerie Hoff of 11 Alive. The article discusses a new kind of Gift Registry website called Billpay Registry. The premise is that you register to ask your family and friends to send money to pay your bills instead [...]

Share the Love:

9 comments Read the full article →

Stocking Stuffers Almost Broke My Budget

Mark and I hit a couple of stores yesterday to pick up 3 or 4 things on our list that we weren’t able order online. I am REALLY proud of us for having a shopping budget this year (for the first time ever!) and really working hard to stick to it. Believe it [...]

Share the Love:

5 comments Read the full article →

Is Credit Card Debt your Ghost of Christmas Past?

Here we are again, 10 days until Christmas. You’re filled with stress and dread. It’s not like you just have money to toss around. What you DO have is an arm long list of people counting on you to deliver on the 25th. Every single time you think about cutting back [...]

Share the Love:

4 comments Read the full article →

How do I get a pay day loan to stop debiting my checking account?

Once upon a time, quite some time ago, I was an employee for a payday lending call center. I started out on the phones and worked my way up to being the compliance officer and trainer. Later, I was hired by another payday lender to launch and manage their new call centers. To say I [...]

Share the Love: