What if You Were Laid Off Today?

Since Mark’s layoff in 2007 and starting this blog in 2008, I have spent what amounts to actual weeks of my life budgeting and cutting expenses.  I’ve clipped coupons, made our own laundry detergent, replaced our old light bulbs with CFLs, worn layers and used extra blankets in the winter, and kept windows open and [...]

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Indoor Family Fun for Snow Days

This is a repost from last January.  This past weekend we got our first snowfall of the year!  In Georgia that’s BIG BIG NEWS.  Snow days are much more active than normal cold days because the kiddos want to be outside until their fingers are too cold and their clothes too muddy to go any [...]

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NFCC Initiative – $mart Money Choices = A Brighter Future

I just received this announcement in my email and thought I’d share it with you.  I’m not a big fan of credit counseling services because so many of them seem to just want you to stop making all of your payments and screw yourself financially in order to set up payment plans 6 months later [...]

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Great Gift Idea or Just Plain Tacky?

I got an email this morning from one of my sisters, linking to an interesting article by Valerie Hoff of 11 Alive.  The article discusses a new kind of Gift Registry website called Billpay Registry.  The premise is that you register to ask your family and friends to send money to pay your bills instead [...]

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Stocking Stuffers Almost Broke My Budget

Mark and I hit a couple of stores yesterday to pick up 3 or 4 things on our list that we weren’t able order online. I am REALLY proud of us for having a shopping budget this year (for the first time ever!) and really working hard to stick to it. Believe it or not, [...]

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