Finance

Frugality – Ur Doin It Rite

When I’m with my family and friends, I talk a lot about coupons, shopping strategies, stuff I get for free or insanely cheap, and money saving tips. It’s a big part of my daily life, so it tends to creep into my conversations. I’ve stopped counting the times someone has been in my house and [...]

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Companies NEED debt to pay payroll

This statement made me pause. Now, I don’t care if you support this massive monster of a mistaken bailout or not … the notion that companies must have credit to pay their bills and therefore employ you is the height of ridiculous. As a matter of fact, I’ve never worked for a company who used [...]

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Boys Are Expensive!

BETTER LATE THAN NEVER I promised an entry on Saturday about Mark and his broken hand.  The weekend got away from me and so that promised entry has been delayed just a teeny bit! BIG TOUGH GUYS & LITTLE TOUGH GUYS Last weekend was our visitation weekend with YM10, Mark’s son.  Much of the weekend [...]

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Changing Middle Class Perspectives

When I started writing this blog, I started it for one reason. I hadn’t yet found a good resource for our family type. I even went so far as to list our annual budgeted expenses and lament that there was not a lot of wiggle room for us to lower them. Over the last six [...]

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The Payday Loan Trap

One of my first lessons in “What Not To Do” with money was actually one of the few lessons that I didn’t learn by trial and error.  I used to work at a Payday Loan call center.  While I have seen a few people who have utilized the service for its intended purpose, the vast [...]

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